Reno & Tahoe HOA Attorney – Nevada Homeowner Advocates
Facing problems with your homeowners association (HOA) or condominium owners association (COA) in Reno, Lake Tahoe, or surrounding communities?
Nevada’s NRS 116 laws governing common-interest communities give HOAs and condominium associations significant authority to enforce rules, collect assessments, and initiate foreclosure proceedings.
Best HOA Lawyer represents homeowners and condominium owners throughout Reno, Lake Tahoe, and Northern Nevada in disputes involving HOA enforcement actions, assessment conflicts, foreclosure threats, and governance violations.
Our firm focuses exclusively on Nevada HOA and condominium association law, helping property owners protect their rights when disputes arise with their associations.
We Serve
Reno & Lake Tahoe Service Area
Reno
Sparks
North Valleys
Incline Village
Crystal Bay
Zephyr Cove
Stateline
Carson City
Minden
Gardnerville
Fernley
Sun Valley
Verdi
and all of Washoe County
Douglas County
and the Lake Tahoe basin.
Nevada NRS 116: What Reno & Tahoe Homeowners Need to Know
Nevada Revised Statutes Chapter 116 is the governing law for virtually every planned community, condominium association, and common-interest community in the state. Understanding your rights under NRS 116 is the first step in protecting your home and your finances.
Key Provisions of NRS 116:
The Super-Priority Lien: A Serious Risk for Nevada Homeowners
This is the most consequential — and most dangerous — provision in Nevada HOA law for homeowners. When assessments go unpaid, the HOA may record a lien against your property. Under NRS 116, up to nine months of unpaid assessments immediately preceding a foreclosure are granted super-priority status, meaning they take precedence over your first deed of trust.
What this means:
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Your HOA can foreclose even if your mortgage is current.
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Foreclosure can extinguish your mortgage lender's interest in the property
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Attorneys' fees, collection costs, and interest compound the balance rapidly
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Once a foreclosure sale is completed, options for recovery are severely limited
Assessment Collection Powers Under (NRS 116.31162–116.31168)
HOAs in northern Nevada have broad statutory authority to collect assessments and pursue non-paying homeowners. Associations may collect:
Homeowner Rights Under NRS 116
How We Protect Reno & Tahoe Homeowners

HOA Foreclosure Defense
Stop HOA Foreclosure in Reno & Lake Tahoe
Nevada's super-priority lien makes HOA foreclosures in Washoe County and the Tahoe region uniquely dangerous. If your HOA has issued a Notice of Delinquent Assessment, recorded a lien, or sent a Notice of Default, you have limited time to act before a trustee's sale can be scheduled.
Our Strategies
- Immediately contacting the HOA's counsel to halt or delay collection proceedings
- Scrutinizing lien amounts for incorrect calculations, unauthorized fees, or procedural defects
- Negotiating payment plans, lien releases, or reduced settlement amounts
- Asserting NRS 116 procedural violations as affirmative defenses
- Pursuing wrongful foreclosure claims where the HOA has exceeded its statutory authority
We Defend Against
- Notice of Delinquent Assessment liens
- Notice of Default and Intent to Foreclose
- Non-judicial foreclosure sales
- Inflated or improperly calculated lien balances
Time is critical. HOA foreclosure deadlines move fast. Contact us immediately.

HOA Dispute Resolution
Resolve Your HOA Dispute in Northern Nevada
HOA disputes don’t always require litigation, but they do require experienced counsel. We represent homeowners in negotiations, NRED mediation, and Washoe County court proceedings.
Our Strategies
- Reviewing your CC&Rs, bylaws, rules, and regulations to identify the HOA's actual legal authority
- Drafting formal dispute responses and demand letters on your behalf
- Representing you in NRED-administered mediation proceedings
- Negotiating directly with HOA counsel to reach favorable settlements
- Filing civil actions in Washoe County District Court when the HOA refuses to comply with Nevada law
- Enforcing homeowner rights and compelling associations to follow their own governing documents
We Defend Against
- Unreasonable or selectively enforced community rules
- Improper special assessments or fee increases lacking homeowner vote
- Board election fraud, quorum issues, or governance irregularities
- Denial of access to association financial records and meeting minutes
- Retaliation by board members against homeowners who raise concerns
The sooner you act, the better the outcome. Let us deal with the HOA for you.

CC&R Violation Defense
Fight CC&R Violations in Reno & Lake Tahoe
An HOA violation notice can feel sudden—especially when the issue is minor or inconsistently enforced. Our attorneys review each notice closely and build defenses based on your CC&Rs and Nevada law.
Our Strategies
- Analyzing CC&R and rules language to determine whether the alleged violation is legally valid
- Documenting inconsistent enforcement across the community to support a selective enforcement defense
- Challenging fines imposed without the required pre-fine hearing and notice under NRS 116
- Representing homeowners at architectural review board and violation hearings
- Seeking reversal of fines and removal of negative entries from association records
We Defend Against
- Landscaping, exterior modification, and paint color disputes
- Parking restrictions and vehicle storage violations
- Holiday decoration, signage, and display restrictions
- Nuisance citations based on unverified neighbor complaints
Nevada law requires a hearing before HOA fines. If your HOA skips it, the fines may be invalid.

Discrimination & Fair Housing
Fair Housing Rights for Reno & Tahoe Homeowners
Federal and Nevada fair housing laws prohibit HOAs from discriminatory practices, including selective enforcement and denial of reasonable accommodations. Unequal treatment of similarly situated homeowners may give rise to legal claims.
Our Strategies
- Documenting patterns of selective or discriminatory enforcement against protected classes
- Filing formal complaints with HUD, the Nevada Equal Rights Commission, or federal court
- Pursuing reasonable accommodation and modification requests under the Fair Housing Act
- Challenging HOA policies that have a disproportionate impact on protected groups
- Negotiating resolution agreements that require the HOA to change discriminatory policies
We Defend Against
- Denial of disability accommodations such as accessible parking or unit modifications
- Unequal enforcement of rules based on race, ethnicity, or national origin
- Board harassment, intimidation, or targeting of individual homeowners
- Familial status discrimination — policies that unlawfully restrict children
HOA discrimination is not just wrong — it is illegal under federal and Nevada law.
Serving All of Reno & Lake Tahoe, Nevada
Our Reno & Lake Tahoe office serves homeowners and boards across northern Nevada and the Lake Tahoe basin, with deep knowledge of local communities, courts, and regional HOA issues.
Reno
Sparks & North Valleys & Outlying Areas
Lake Tahoe & Douglas County:
Common HOA Communities:
COMMON QUESTIONS
Reno & Lake Tahoe HOA Law - Frequently Asked Questions
Under NRS 116, Nevada HOAs can foreclose on unpaid assessment liens without court approval. The super-priority lien allows up to nine months of assessments to take priority over your mortgage, and the Nevada Supreme Court has upheld this authority. Homes have been sold at HOA foreclosure even when the mortgage was current. If you receive an HOA collection notice or lien, do not assume your mortgage protects you—contact an NRS 116 attorney immediately.