Reno & Tahoe HOA Attorney – Nevada Homeowner Advocates

Facing problems with your homeowners association (HOA) or condominium owners association (COA) in Reno, Lake Tahoe, or surrounding communities?

Nevada’s NRS 116 laws governing common-interest communities give HOAs and condominium associations significant authority to enforce rules, collect assessments, and initiate foreclosure proceedings.

Best HOA Lawyer represents homeowners and condominium owners throughout Reno, Lake Tahoe, and Northern Nevada in disputes involving HOA enforcement actions, assessment conflicts, foreclosure threats, and governance violations.

Our firm focuses exclusively on Nevada HOA and condominium association law, helping property owners protect their rights when disputes arise with their associations.

We Serve

  • Homeowners & Condominium Owners: Dispute resolution, foreclosure defense, CC&R violations, discrimination claims
  • HOA & Condominium Boards: General counsel, compliance, governance, collections

Reno & Lake Tahoe Service Area

Reno

Sparks

North Valleys

Incline Village

Crystal Bay

Zephyr Cove

Stateline

Carson City

Minden

Gardnerville

Fernley

Sun Valley

Verdi

and all of Washoe County

Douglas County

and the Lake Tahoe basin.

Nevada NRS 116: What Reno & Tahoe Homeowners Need to Know

Nevada Revised Statutes Chapter 116 is the governing law for virtually every planned community, condominium association, and common-interest community in the state. Understanding your rights under NRS 116 is the first step in protecting your home and your finances.

orthern Nevada residential community in Reno

Key Provisions of NRS 116:

The Super-Priority Lien: A Serious Risk for Nevada Homeowners

This is the most consequential — and most dangerous — provision in Nevada HOA law for homeowners. When assessments go unpaid, the HOA may record a lien against your property. Under NRS 116, up to nine months of unpaid assessments immediately preceding a foreclosure are granted super-priority status, meaning they take precedence over your first deed of trust.

What this means:

  • Your HOA can foreclose even if your mortgage is current.

  • Foreclosure can extinguish your mortgage lender's interest in the property

  • Attorneys' fees, collection costs, and interest compound the balance rapidly

  • Once a foreclosure sale is completed, options for recovery are severely limited

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Assessment Collection Powers Under (NRS 116.31162–116.31168)

HOAs in northern Nevada have broad statutory authority to collect assessments and pursue non-paying homeowners. Associations may collect:

  • Regular monthly maintenance assessments
  • Special assessments for capital improvements or unexpected expenses
  • Fines for CC&R and rules violations
  • Late fees and interest on unpaid balances
  • Attorney fees and third-party collection costs
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Homeowner Rights Under NRS 116

  • Right to inspect HOA financial records, meeting minutes, and governing documents
  • Right to attend and participate in open board meetings
  • Right to vote on budgets, special assessments, and board elections
  • Right to a fair hearing before fines are imposed
  • Right to request a payment plan for delinquent assessments

How We Protect Reno & Tahoe Homeowners

HOA Foreclosure Defense

HOA Foreclosure Defense

Stop HOA Foreclosure in Reno & Lake Tahoe

Nevada's super-priority lien makes HOA foreclosures in Washoe County and the Tahoe region uniquely dangerous. If your HOA has issued a Notice of Delinquent Assessment, recorded a lien, or sent a Notice of Default, you have limited time to act before a trustee's sale can be scheduled.

Our Strategies

  • Immediately contacting the HOA's counsel to halt or delay collection proceedings
  • Scrutinizing lien amounts for incorrect calculations, unauthorized fees, or procedural defects
  • Negotiating payment plans, lien releases, or reduced settlement amounts
  • Asserting NRS 116 procedural violations as affirmative defenses
  • Pursuing wrongful foreclosure claims where the HOA has exceeded its statutory authority

We Defend Against

  • Notice of Delinquent Assessment liens
  • Notice of Default and Intent to Foreclose
  • Non-judicial foreclosure sales
  • Inflated or improperly calculated lien balances

Time is critical. HOA foreclosure deadlines move fast. Contact us immediately.

Learn More About Foreclosure Defense

HOA Dispute Resolution

HOA Dispute Resolution

Resolve Your HOA Dispute in Northern Nevada

HOA disputes don’t always require litigation, but they do require experienced counsel. We represent homeowners in negotiations, NRED mediation, and Washoe County court proceedings.

Our Strategies

  • Reviewing your CC&Rs, bylaws, rules, and regulations to identify the HOA's actual legal authority
  • Drafting formal dispute responses and demand letters on your behalf
  • Representing you in NRED-administered mediation proceedings
  • Negotiating directly with HOA counsel to reach favorable settlements
  • Filing civil actions in Washoe County District Court when the HOA refuses to comply with Nevada law
  • Enforcing homeowner rights and compelling associations to follow their own governing documents

We Defend Against

  • Unreasonable or selectively enforced community rules
  • Improper special assessments or fee increases lacking homeowner vote
  • Board election fraud, quorum issues, or governance irregularities
  • Denial of access to association financial records and meeting minutes
  • Retaliation by board members against homeowners who raise concerns

The sooner you act, the better the outcome. Let us deal with the HOA for you.

Learn More About HOA DISPUTES

CC&R Violation Defense

CC&R Violation Defense

Fight CC&R Violations in Reno & Lake Tahoe

An HOA violation notice can feel sudden—especially when the issue is minor or inconsistently enforced. Our attorneys review each notice closely and build defenses based on your CC&Rs and Nevada law.

Our Strategies

  • Analyzing CC&R and rules language to determine whether the alleged violation is legally valid
  • Documenting inconsistent enforcement across the community to support a selective enforcement defense
  • Challenging fines imposed without the required pre-fine hearing and notice under NRS 116
  • Representing homeowners at architectural review board and violation hearings
  • Seeking reversal of fines and removal of negative entries from association records

We Defend Against

  • Landscaping, exterior modification, and paint color disputes
  • Parking restrictions and vehicle storage violations
  • Holiday decoration, signage, and display restrictions
  • Nuisance citations based on unverified neighbor complaints

Nevada law requires a hearing before HOA fines. If your HOA skips it, the fines may be invalid.

Learn More About CC&R DEFENSE

Discrimination & Fair Housing

Discrimination & Fair Housing

Fair Housing Rights for Reno & Tahoe Homeowners

Federal and Nevada fair housing laws prohibit HOAs from discriminatory practices, including selective enforcement and denial of reasonable accommodations. Unequal treatment of similarly situated homeowners may give rise to legal claims.

Our Strategies

  • Documenting patterns of selective or discriminatory enforcement against protected classes
  • Filing formal complaints with HUD, the Nevada Equal Rights Commission, or federal court
  • Pursuing reasonable accommodation and modification requests under the Fair Housing Act
  • Challenging HOA policies that have a disproportionate impact on protected groups
  • Negotiating resolution agreements that require the HOA to change discriminatory policies

We Defend Against

  • Denial of disability accommodations such as accessible parking or unit modifications
  • Unequal enforcement of rules based on race, ethnicity, or national origin
  • Board harassment, intimidation, or targeting of individual homeowners
  • Familial status discrimination — policies that unlawfully restrict children

HOA discrimination is not just wrong — it is illegal under federal and Nevada law.

Learn More About Discrimination Claims

Serving All of Reno & Lake Tahoe, Nevada

Our Reno & Lake Tahoe office serves homeowners and boards across northern Nevada and the Lake Tahoe basin, with deep knowledge of local communities, courts, and regional HOA issues.

Northern Nevada suburban homes in Reno-Tahoe area

Reno

  • Midtown
  • Northwest Reno
  • South Meadows
  • Damonte Ranch
  • Double Diamond
  • Caughlin Ranch
  • Somersett
Reno, Nevada homeowners association community

Sparks & North Valleys & Outlying Areas

  • Spanish Springs
  • Wingfield Spring
  • Hidden Valley
  • Legends at Sparks Marina
  • Stead
  • Cold Springs
  • Lemmon Valley
  • Sun Valley & Verdi
Lake Tahoe HOA attorney representing property owners

Lake Tahoe & Douglas County:

  • Incline Village
  • Crystal Bay
  • Zephyr Cove
  • Stateline
  • Minden
  • Gardnerville
  • Genoa
Lake Tahoe HOA attorney representing property owners

Common HOA Communities:

  • Somersett (Reno's largest master-planned community)
  • Damonte Ranch and Double Diamond (South Reno)
  • Wingfield Springs (Sparks)
  • Incline Village HOA communities (Lake Tahoe)
  • Caughlin Ranch
  • Spanish Springs planned communities

COMMON QUESTIONS

Reno & Lake Tahoe HOA Law - Frequently Asked Questions

the las vegas city
Can my HOA foreclose if my mortgage is current?

Under NRS 116, Nevada HOAs can foreclose on unpaid assessment liens without court approval. The super-priority lien allows up to nine months of assessments to take priority over your mortgage, and the Nevada Supreme Court has upheld this authority. Homes have been sold at HOA foreclosure even when the mortgage was current. If you receive an HOA collection notice or lien, do not assume your mortgage protects you—contact an NRS 116 attorney immediately.

What is Nevada’s super-priority lien?
Do I get a hearing before HOA fines in Nevada?
Is mediation required before HOA foreclosure in Nevada?
How fast can an HOA foreclose in Nevada?
What if my HOA is enforcing rules unfairly?
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Contact Our Reno & Lake Tahoe Hoa Attorneys

location

Address:

5470 Kietzke Lane, Suite 300, Reno, Nevada 89511

working-time

Office Hours:

Monday - Friday: 9:00 AM - 5:00 PM
Saturday: By appointment
Sunday: Closed